Jun 26 2008
Does anyone know how I can find what insurances cover infertility?
Yadi A asked:
I live in the sate of Arizona and I would like to know if anyone can let me know how I can find what insurance companies cover infertility.
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I live in the sate of Arizona and I would like to know if anyone can let me know how I can find what insurance companies cover infertility.
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5 responses so far
If you are getting insurance through your place of business, it’s up to them what they want to cover or not. If you are getting it independently, then you need to talk to them about what you want to pay for and what you don’t want to pay for.
If you are referring to employer’s insurance, the covered items will be different depending on what the company negotiated.
If you are referring to an independent insurance policy, everything is negotiable and dependent on what you want to pay each month.
Good luck on starting your family.
I know Kaiser and Aetna both have plans that cover infertility, but alot of insurances only cover certain procedures and sometimes only up to 50%. It can still be quite expensive. I have spent an average of $800.00 per cycle on clomid and insemination, so you still should be prepared to spend some money, however that 50% is helpful. Most insurances do not cover ivf. Hope this is helpful.
please try this help!
IVF (in vitro fertilization) treatment; is very cheap in India. The cost is very low and the medical services are very good in India.
My cousin and her husband got their IVF treatment in India through the Forerunners Healthcare in India and is all praise for this company. She is a known case of PCOS.She is a very happy mother of a baby boy now. She just paid 2500 pounds for the full IVF treatment in India for which she was quoted 8000 pounds in private setup in UK.
Forerunners Healthcare is very famous in India. I read a lot about them in the newspapers. I have also read about a Chinese couple who planned surrogacy through the Forerunners Healthcare. They arrange financing for USA, Canadian, UK and other international patients who plan to have surgery and infertility treatment like IVF, IUI, and ICSI abroad for low price. They also have photos pasted of their International patients. You can checkout their website. There are huge cost savings. As a doctor I personally believe that surgery and treatment can be easily handled in India, as the quality of healthcare available In India is simply best in the world. The surgeons are USA/UK trained and facilities are 5 star.
Hope this helps